Does Habib give full scholarships? Yes, here's how they work

Habib publicly states that around 85% of its student body receives some form of scholarship or financial aid, and the university's stated position is that no admitted student should have to turn down an offer because of cost. That does not translate to a full-tuition scholarship for every applicant, but it does mean the university actively works to close the gap.

In practice, the strongest full-tuition packages combine a merit award (based on entrance test performance and academic transcript) with a need-based grant (based on documented financial need). Either alone rarely covers full tuition. Together, they can.

• Clear the DSSE or AHSS per-section cutoffs, then push higher, every band above the cutoff opens more of the aid conversation.
• Apply for merit and need-based aid separately, they're separate processes.
• Submit clean, complete financial documentation early in the round, not late.
• Do not self-select out because you assume you won't qualify, the 85% figure exists for a reason.

Aid programs, thresholds, and application procedures change from cycle to cycle. Always confirm the current merit and need-based programs on Habib's official admissions page before you plan around them.

Official source: https://habib.edu.pk/admissions/